England & Wales
Looking to repay your Help to Buy equity loan?You’re in the right place!
At Repay my Help to Buy we’ll be able to guide you through every step of the way to either fully or partly repay your Help to Buy equity loan.
Nothing to pay up front. If your case doesn’t complete, there’s absolutely nothing to pay.
5-star rated on TrustpilotAll fees are payable on completion — not before.
If your case doesn't complete, you have absolutely nothing to pay.
We complete your Help to Buy application form for you, free of charge.
How do I repay my Help to Buy equity loan?
You have 3 options. The process is very similar for each, with just some slight variations — pick the one that matches your plans.
Repay Using Your Own Money
Repaying all or part of your equity loan from savings, an inheritance, a gift or another lump sum.
Repay When Remortgaging
Repaying all or part of your equity loan at the same time as you remortgage your home.
Repay When Selling
Repaying your equity loan when you sell your home — including the conveyancing for the sale itself.
*For a Freehold property new mortgage advance up to £500,000. Leasehold properties have a £199 supplement.
Official Help to Buy guidance
Here’s a short video from www.gov.uk to explain the process:
Alternatively, here’s a guide to repaying your Help to Buy equity loan:
Visit the official Help to Buy site on GOV.UK→How much does it cost to repay my Help to Buy equity loan?
This depends on which repayment route you follow. All fees are payable on completion and there is nothing to pay up front. What’s better than that? If your case doesn’t complete then you will have absolutely nothing to pay!
- Sale price up to £250,000£1,995
- Sale price up to £500,000£2,095
- Sale price up to £750,000£2,195
All prices include VAT. Terms apply — see pricing assumptions.
Our step-by-step guide
Once you know which option you’re going to use to repay your Help to Buy equity loan, here’s our step-by-step guide to helping you through the process.
Step 1 — Find a Conveyancer
Your conveyancing solicitor will be Threemo
This is an easy one! As Repay my Help to Buy is a trading name of threemo.co.uk, you are automatically in the safe hands of Trustpilot’s 5-star rated conveyancing provider. They have a “one, two, Threemo” approach to ensuring you have a seamless conveyancing service.
5-star rated on TrustpilotTheir primary focus is delivering exceptional service to their clients.
They strive to make the process as convenient as possible with their innovative, secure and easy to use online hub. As a client of Threemo you can access your case 24/7, upload files, request an update, or just keep up to date with progress — it’s really that simple.
They specialise in conveyancing, which allows them to provide a unique tailor-made service without distraction. All of their systems and processes are built around making your conveyancing journey as quick and efficient as possible.
Repayment of Help to Buy equity loans and conveyancing experts, all under one roof.
Step 2 — Choose how to repay your Help to Buy equity loan
Repay Using Your Own MoneyMore info +Less −
Repaying all or part of your equity loan from savings, an inheritance, a gift or another lump sum.
- ✓Threemo Legal Services legal fees
- ✓VAT on legal fees
- ✓Copy documents from Land Registry
- ✓Bank transfer fee to repay your Help to Buy equity loan
Repay When RemortgagingMore info +Less −
Repaying all or part of your equity loan at the same time as you remortgage your home.
- ✓Threemo Legal Services legal fees
- ✓VAT on legal fees
- ✓Copy documents from Land Registry
- ✓Bank transfer fee to repay your Help to Buy equity loan
Repay When SellingMore info +Less −
Repaying your equity loan when you sell your home — including the conveyancing for the sale itself.
- ✓Threemo Legal Services legal fees
- ✓VAT on legal fees
- ✓Copy documents from Land Registry
- ✓Bank transfer fee to repay your Help to Buy equity loan
Step 3 — Get cracking!
Now you’ve chosen how you want to repay your Help to Buy equity loan, let’s get cracking! Use the “Ready to Repay” button to tell us what you need and instruct Threemo to act on your behalf.
Ready to Repay